by Summit Mortgage Corporation | Apr 13, 2018 | Mortgage Industry News, Oregon, Robert Williams, rural home loan, USDA, USDA financing, USDA Guaranteed Rural Development Loan, USDA home loan, Washington
The U.S. Department of Agriculture (USDA) Rural Development recently announced changes to the rural eligibility designation for some areas throughout Oregon and Washington. Starting June 4, 2018, the following areas will no longer be eligible for USDA...
by Summit Mortgage Corporation | Apr 13, 2018 | Mortgage Industry News, Oregon, Robert Williams, rural home loan, USDA, USDA financing, USDA Guaranteed Rural Development Loan, USDA home loan, Washington
The U.S. Department of Agriculture (USDA) Rural Development recently announced changes to the rural eligibility designation for some areas throughout Oregon and Washington. Starting June 4, 2018, the following areas will no longer be eligible for USDA...
by Summit Mortgage Corporation | Mar 30, 2018 | Annual Credit Report, credit report, credit score, free credit report, home buying, Home Buying Process, Lloyd White Jr., mortgage, Oregon, Portland, Resources, Vancouver, Washington
A common question we hear from many prospective home buyers is: “Will my credit score be good enough to help me qualify for a home loan?” Your credit score shows lenders that you can make payments on time and that you have a history of doing just...
by Summit Mortgage Corporation | Mar 16, 2018 | down payment assistance, down payments, FHA home loan, Home Buying Process, Mortgage Myths, USDA home loan, VA home loan
Mortgage Myth: “I’ll need a lot of cash in order to buy the home I want. I’ll never be able to save up enough money for a down payment.” Your actual down payment amount will depend on what type of loan you qualify for and a variety of other factors. There are...
by Summit Mortgage Corporation | Mar 2, 2018 | Closing Cost Credit, Home Buying Process, loan pre-qualification, new construction, new home, pre-qualification, Robert Williams, Sebastian Heights, Vancouver, Washington
As an avid concert-goer, there’s nothing I love more than a night out enjoying the sights and sounds of Portland. With great venues like the Crystal Ballroom and Revolution Hall, the city has drawn in exceptional performers over the years. And the ability to...